SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Are you unsure of what to do with your business finances? Are you scared you might do something that causes the IRS to come after you? Do you lack confidence in knowing if what you’re doing is correct? Are you desperate for answers for all of your financial questions? In this podcast, you will find financial knowledge and systems to set you free from the mass confusion of small business finances. My mission is to help equip you to have a financially successful small business through financial systems, financial knowledge, and money mindset. If you’re ready to say yes to being financially successful and stop struggling with everything that hasn’t worked for a solution that will - you’re in the right place! Hey, I’m Tiffany. A mom, wife, financial guru and small business owner. For over 20 years I’ve been a successful small business tax advisor. I understand the confusion and frustration that comes with managing your own finances. As a CPA, I’ve been the ”go to” financial resource and partner for countless entrepreneurs. Until now, I only helped established business owners making a lot of money, helping them save tens and even hundreds of thousands of dollars. But I realized newer, smaller business owners needed as much, and maybe more, financial help than the bigger guys! So, I’m here to help you increase your financial knowledge so you, too, can successfully operate your business and make the best financial decisions possible. So, if you are ready to finally gain CONFIDENCE from financial confusion in your business, create simple financial systems, and get past financial roadblocks - this is the podcast for you! We are going to get absolute control of YOUR business finances TOGETHER. So let’s dust off those spreadsheets, friend. It‘s time to buckle up! Next Steps: 💰Pay Less in Taxes – https://yourbiggestexpense.com/ ☎️ Find out how much you’re overpaying in taxes every year! Schedule a FREE discovery call to find out --＞ https://phillipsbusinessgroup.com/ 📧 Contact Me --＞ hello@phillipsbusinessgroup.com
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Episodes
3 hours ago
3 hours ago
In this episode, I sit down with Brett Swarts, founder of Capital Gains Tax Solutions, to talk about how business owners can legally avoid big tax bills when they sell their business, real estate, or even Bitcoin. Brett shares how a smart tool called the Deferred Sales Trust helps people keep more of their money — and not hand it over to the IRS. He shares powerful stories, including how one mistake cost a family $50 million and how that could have been avoided. We also talk about the big differences between outdated tax moves like the 1031 exchange and newer, smarter options. If you’re planning to sell a big asset one day (or already are), this episode will help you protect your hard-earned money and grow your wealth wisely.
Don’t miss this eye-opening conversation that could change your financial future!
Next Steps:
✅ Connect with Brett Swarts
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
3 days ago
3 days ago
Ever wonder why you still feel broke—even when you make good money? It might not be your income. It could be your thoughts.
In this episode, we break down 20 toxic money beliefs that are keeping people stuck. From “money is the root of all evil” to “I’ll start saving when I earn more,” we show you how these thoughts sneak in and hold you back.
You’ll hear real-life examples, smart money tips, and one belief change that helped a client go from broke to six-figure savings.
If you’ve ever felt guilty about wanting more, scared to invest, or stuck in a job that doesn’t bring freedom—this episode is for you.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
5 days ago
5 days ago
What if the IRS took 40% of your next million? That’s not just a scare—Congress is working on a bill that could make it real. In this episode, we break down what H.R. 2534 means for business owners, high earners, and anyone with big income plans. You’ll learn what’s in the bill, how it could raise your taxes, and what smart people are doing right now to stay ahead.
We’ll talk about timing, income planning, and powerful tax tools you can use today. You’ll also hear real stories from clients already adjusting their strategies before new rules hit.
If you make over $400K—or plan to—you don’t want to miss this.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Friday Apr 18, 2025
Friday Apr 18, 2025
Is your business growing—or just getting more expensive?
In this episode, we talk with Hillary Seiler, aka Coach Hill, a money coach to NFL teams and small business owners. She shares why cash flow—not sales—is the real key to business success. Hillary breaks down how to find where your money is going, what’s actually bringing in revenue, and how to stop wasting money on things that don’t grow your business.
You’ll learn the same cash flow playbook she teaches athletes and top companies. From cutting costs to investing in the right people and tools, Hillary shows how to make your money work harder—so your business doesn’t burn out.
If you're ready to stop guessing and start growing, this episode is packed with real-life tips and examples to help you level up your finances and your focus.
🎧 Hit play and take control of your business cash flow today!
Next Steps:
✅ Connect with Hillary Seiler
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Wednesday Apr 16, 2025
Wednesday Apr 16, 2025
What if your tax bill could drop by thousands—just because of where you live? In this episode, we break down a new tax law being written in Washington that could raise the SALT deduction limit from $10,000 to $25,000. That’s big news for folks in high-tax states like California, New York, and even Texas. We explain what this change means, who could save the most, and how it may affect your next tax return. Whether you’re a homeowner, a business owner, or just curious about your money, this episode gives you the tools to think ahead and plan smart. No loopholes, no tricks—just a big possible win that most people haven’t heard about yet.
👉 Listen now and learn how this update could change your tax game for good.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Monday Apr 14, 2025
Monday Apr 14, 2025
Most business owners are paying way more in taxes than they should—and they don’t even know it. In this episode, we reveal the #1 mistake that’s costing entrepreneurs $10,000 to $20,000 (or more) every single year: picking the wrong business structure. Whether you're an LLC, S-Corp, or C-Corp, your setup could be helping or hurting your bottom line.
You’ll learn the truth about how each entity is taxed, how to know when it’s time to switch, and the exact numbers to watch for if you want to start keeping more of what you earn.
If you’re running a business and want to stop handing extra money to the IRS, this episode is for you.
👉 Listen now and discover how to choose the right structure and unlock big tax savings.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Friday Apr 11, 2025
Friday Apr 11, 2025
What if your money problems aren’t just about money?
In this episode, we sit down with Shang, founder of Save My Cents and author of Wealth is a Mindset, to explore how your thoughts and feelings about money can shape your financial future. Shang shares her own journey—from growing up in a frugal immigrant household to reaching financial freedom by age 38.
We talk about how stress, anxiety, and even childhood experiences affect the way you spend and save. You’ll learn why budgeting alone doesn’t work if your mindset isn’t right—and how to make small changes that really stick.
If you’ve ever felt stuck, stressed, or like money is always a struggle, this episode will give you hope, clarity, and real steps to take today.
🎧 Tune in to learn how changing your mind can change your money—for good.
Next Steps:
✅ Connect with Shang Saavedra
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Wednesday Apr 09, 2025
Wednesday Apr 09, 2025
What if I told you Harvard’s free tuition wasn’t about kindness—but taxes?
In this episode, we dive into a new bill called H.R.1128 that could cost big schools like Harvard and Yale hundreds of millions in taxes. To avoid the hit, Harvard made a big move: free tuition for families making under $200K. Sounds nice… but it was all strategy.
So why should you care? Because this bill is just the beginning. If you’re a business owner or high-income earner, the IRS might come for your money next.
We’ll break down what this new tax rule means, how wealthy families are staying ahead, and how you can protect your income using smart tax moves—just like the Ivy League.
🎧 Tune in now to learn how to move before the IRS does—and why the right strategy can save you six figures or more.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Monday Apr 07, 2025
Monday Apr 07, 2025
Are you missing out on free money from the IRS? In this episode, we break down the most overlooked tax credits that could put thousands of dollars back in your pocket. You’ll learn who qualifies, how to claim these credits, and why most small business owners don’t even know they exist.
We share real stories—like Lisa, who overpaid $50,000 just because no one told her about these credits.
We also explain the difference between tax deductions and credits, why your CPA might not be enough, and how you can fix it fast.
If you run a business, this episode could be the easiest way to save big—without working harder.
👉 Ready to stop leaving money on the table?Tune in now and learn how to claim what’s yours before it’s too late!
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Friday Apr 04, 2025
Friday Apr 04, 2025
What if using cash could land you on a government watch list? In this episode, we break down a new rule that forces some businesses to report cash transactions over just $200. That’s a huge shift from the old $10,000 limit—and it could affect everyday people, not just criminals.
We talk about how this rule started, who it really impacts, and what it means for small business owners, families, and anyone who still uses cash. We’ll also show you how to protect your money and your privacy in a world that’s pushing us toward digital everything.
If you care about financial freedom, you’ll want to hear this.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa