SMALL BUSINESS FINANCE – Your Guide to Business Tax Planning & CPA Tax Advice
Stop Overpaying Taxes by $50K-$100K+ Every Year | The #1 Podcast for Women Entrepreneurs & Business Couples Who Want to Keep More of Their Hard-Earned Money Are you a successful woman entrepreneur or part of a husband-wife business team tired of watching 30-50% of your profits disappear to taxes? Fed up with CPAs who act more like tax preparers than strategic partners? Ready to discover the same tax strategies that save my clients an average of $97,398 annually? You’ve found your financial freedom headquarters. This isn’t another generic small business podcast. This is where ambitious entrepreneurs learn the insider tax strategies, financial systems, and money mindset shifts that transform six and seven-figure businesses from tax victims into wealth-building machines. What You’ll Discover: ✅ Advanced tax strategies most CPAs never mention (legally reduce taxes by 30-50%) ✅ How to audit-proof your business while maximizing deductions ✅ Financial systems that scale with your growing business ✅ Money mindset breakthroughs that unlock your wealth potential ✅ Real client case studies: $45K, $63K, $97K+ in annual tax savings ✅ Business structure optimization (LLC vs S-Corp vs Corporation) ✅ Cash flow management for sustainable growth Perfect for: Women business owners, female entrepreneurs, husband-wife business teams, six-figure earners, seven-figure business owners, real estate investors, professional service providers, e-commerce entrepreneurs, and anyone tired of overpaying the IRS. Meet Your Host: Tiffany Phillips, CPA & Tax Strategist For over 20 years, I’ve been the secret weapon behind successful entrepreneurs who legally keep more of their money. As a CPA and tax strategist (not just a preparer), I’ve helped clients save hundreds of thousands in taxes using my proprietary 85-point tax strategy system. My mission? Empower women entrepreneurs and collaborative business couples to stop overpaying taxes and start building real wealth. I’m here to challenge the ”good old boys club” of traditional accounting and give you the respect, partnership, and results you deserve. Why This Podcast Exists: Too many brilliant entrepreneurs—especially women—are being underserved by traditional CPAs who focus on compliance instead of strategy. You’re not looking for someone to just file your taxes; you want a partner who helps you keep more money, grow faster, and build generational wealth. Ready to Transform Your Financial Future? If you’re done accepting ”that’s just what you owe” and ready to implement proven strategies that put thousands back in your pocket, this podcast is your roadmap to financial freedom. New episodes weekly featuring actionable tax strategies, financial systems, mindset shifts, and real success stories from entrepreneurs just like you. Next Steps: 💰Pay Less in Taxes – https://yourbiggestexpense.com/ ☎️ Find out how much you’re overpaying in taxes every year! Schedule a FREE discovery call to find out --＞ https://phillipsbusinessgroup.com/ 📧 Contact Me --＞ hello@phillipsbusinessgroup.com
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Episodes
Monday Aug 19, 2024
Monday Aug 19, 2024
Are you one of the millions of small business owners sending extra money to the IRS every year? In this episode, we uncover the most common tax mistakes that cause small businesses to overpay thousands. Learn why your business structure matters, how S Corp wages and the qualified business income deduction can save you money, and what strategies—like retirement contributions, home office deductions, and health insurance—are often overlooked. Using real client stories, we show how a simple tax planning review can help small business owners recover $10,000 or more annually. This is a must-listen for anyone ready to fix costly tax errors and keep more of their hard-earned money with smart strategies and clear CPA advice.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Thursday Aug 15, 2024
Thursday Aug 15, 2024
In this episode, we dive into five key strategies that help small business owners understand and improve profitability. You’ll learn how to evaluate revenue streams, analyze fixed and variable costs, and use margin analysis to find hidden weaknesses in your financials. We also explain how to calculate your break-even point and why knowing customer profitability can transform your bottom line. Real examples show how looking deeper into your financial data uncovers opportunities to raise prices, cut waste, and focus on your most profitable clients. If you want clear, practical CPA advice to make smarter financial decisions and increase profits, this episode is for you.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Monday Aug 12, 2024
Monday Aug 12, 2024
Selling a business, real estate, or investments can trigger huge capital gains taxes—but smart planning can help you keep more of your money. In this episode, we break down seven strategies that can reduce your tax bill, including tax-loss harvesting, retirement contributions, gifting appreciated assets, opportunity zones, 1031 exchanges, donor advised funds, and income smoothing through installment sales. These are proven methods that require planning ahead, so don’t wait until after the sale. If you expect a big capital gain this year, this episode will help you prepare and use tax strategies that protect your profits.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Thursday Aug 08, 2024
Thursday Aug 08, 2024
In this episode, we cover three clear red flags that show your CPA is not helping you reduce taxes—and why that could be costing you 20–40% more than necessary. If your CPA dismisses new tax strategies, only talks to you once a year, or just tells you to “be happy” about paying more taxes, you’re likely overpaying. Learn why proactive tax planning and strategic conversations throughout the year are critical to keeping more of your hard-earned money. If you’ve ever wondered whether your CPA is truly saving you money or just filing returns, this episode gives you the clarity to take control of your taxes and your business finances.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Monday Aug 05, 2024
Monday Aug 05, 2024
Cash flow can make or break a small business. In this episode, we break down how to take control of your business finances so you can grow with confidence and sleep better at night. You’ll learn why forecasting is key, how to speed up cash coming in, ways to manage expenses, and why a cash cushion is critical. We also cover how to diversify revenue streams, renegotiate vendor terms, and use cash flow software to avoid nasty surprises. If you’ve ever felt stressed watching your bank account balance and need a clear plan to manage money better, this episode is a practical guide to mastering cash flow and building a stronger small business.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Thursday Aug 01, 2024
Thursday Aug 01, 2024
In this episode, we dive into how to build and use business credit to grow your company without relying solely on cash. Learn why separating personal and business credit is essential, the types of business financing available (credit cards, lines of credit, SBA loans, and more), and how to use credit responsibly to fuel growth. We also talk about the risks to watch for, including hidden terms like prepayment penalties, and why small banks often provide better lending opportunities than big banks. If you’ve ever felt the pressure of cash flow and want to leverage other people’s money to grow faster and smarter, this episode gives you the strategies every small business owner should know.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Monday Jul 29, 2024
Monday Jul 29, 2024
Good bookkeeping isn’t optional—it’s the foundation for running a profitable business. In this episode, we cover five critical reasons why bookkeeping matters and how to keep your finances organized so you can make better decisions. Learn why separating personal and business accounts is non-negotiable, why tracking every transaction matters, how to choose the right bookkeeping system, and why reconciliations and digital recordkeeping are key. We also talk about common mistakes like procrastinating, missing deadlines, and relying only on your bank balance to run your business. If you’ve been putting off your books or feel lost when it comes to your numbers, this episode will help you understand why clean, current financials are the backbone of small business success.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Thursday Jul 25, 2024
Thursday Jul 25, 2024
Change is hard. Whether it’s clients leaving, team transitions, or plans falling through, business ownership can feel like one long series of challenges. In this episode, I share a personal story from my own business about losing a vendor, how I handled it differently than I would have a year ago, and the mindset work that made that possible.
If you’ve been dealing with uncertainty, fear, or frustration in your business, this conversation is about resilience, patience, and choosing to see opportunity instead of panic. I’ll talk about why working on yourself is one of the best investments you can make, how to let go when things or people move on, and why the right next thing always reveals itself if you’re willing to stay in it.
This is an honest, real look at what it means to navigate business transitions with more peace and less stress.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Monday Jul 22, 2024
Monday Jul 22, 2024
This episode exposes a massive shift happening in accounting and how it affects your small business. Discover why thousands of CPAs are retiring, why fewer students are entering accounting, and how this talent shortage could leave business owners scrambling. We also explore how AI and technology are changing business tax and planning, why your CPA might close their doors without warning, and what you should look for to protect yourself. Learn how the right CPA can help you with tax reduction, smart strategies, and business strategy while building a long-term relationship that actually supports growth. If you own a business and want to stay ahead of these changes, this episode gives you the insights to avoid being caught off guard.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Thursday Jul 18, 2024
Thursday Jul 18, 2024
In this episode, you’ll learn the three most toxic traits that many CPAs and accountants display—and how these warning signs could be costing your business time, money, and peace of mind. From CPAs who gaslight their clients and ignore important questions, to poor communication habits and even dishonest practices, we break down what to watch for when choosing a financial partner. You’ll also hear real-world stories of how bad CPA behavior can sabotage business growth and why finding the right accountant matters for tax planning, smart strategies, and long-term business success. Whether you’re buying a business, planning for growth, or just trying to protect your bottom line, this episode will help you make better decisions about your accounting and finance team.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa