SMALL BUSINESS FINANCE – Your Guide to Business Tax Planning & CPA Tax Advice
Stop Overpaying Taxes by $50K-$100K+ Every Year | The #1 Podcast for Women Entrepreneurs & Business Couples Who Want to Keep More of Their Hard-Earned Money Are you a successful woman entrepreneur or part of a husband-wife business team tired of watching 30-50% of your profits disappear to taxes? Fed up with CPAs who act more like tax preparers than strategic partners? Ready to discover the same tax strategies that save my clients an average of $97,398 annually? You’ve found your financial freedom headquarters. This isn’t another generic small business podcast. This is where ambitious entrepreneurs learn the insider tax strategies, financial systems, and money mindset shifts that transform six and seven-figure businesses from tax victims into wealth-building machines. What You’ll Discover: ✅ Advanced tax strategies most CPAs never mention (legally reduce taxes by 30-50%) ✅ How to audit-proof your business while maximizing deductions ✅ Financial systems that scale with your growing business ✅ Money mindset breakthroughs that unlock your wealth potential ✅ Real client case studies: $45K, $63K, $97K+ in annual tax savings ✅ Business structure optimization (LLC vs S-Corp vs Corporation) ✅ Cash flow management for sustainable growth Perfect for: Women business owners, female entrepreneurs, husband-wife business teams, six-figure earners, seven-figure business owners, real estate investors, professional service providers, e-commerce entrepreneurs, and anyone tired of overpaying the IRS. Meet Your Host: Tiffany Phillips, CPA & Tax Strategist For over 20 years, I’ve been the secret weapon behind successful entrepreneurs who legally keep more of their money. As a CPA and tax strategist (not just a preparer), I’ve helped clients save hundreds of thousands in taxes using my proprietary 85-point tax strategy system. My mission? Empower women entrepreneurs and collaborative business couples to stop overpaying taxes and start building real wealth. I’m here to challenge the ”good old boys club” of traditional accounting and give you the respect, partnership, and results you deserve. Why This Podcast Exists: Too many brilliant entrepreneurs—especially women—are being underserved by traditional CPAs who focus on compliance instead of strategy. You’re not looking for someone to just file your taxes; you want a partner who helps you keep more money, grow faster, and build generational wealth. Ready to Transform Your Financial Future? If you’re done accepting ”that’s just what you owe” and ready to implement proven strategies that put thousands back in your pocket, this podcast is your roadmap to financial freedom. New episodes weekly featuring actionable tax strategies, financial systems, mindset shifts, and real success stories from entrepreneurs just like you. Next Steps: 💰Pay Less in Taxes – https://yourbiggestexpense.com/ ☎️ Find out how much you’re overpaying in taxes every year! Schedule a FREE discovery call to find out --＞ https://phillipsbusinessgroup.com/ 📧 Contact Me --＞ hello@phillipsbusinessgroup.com
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Episodes
Thursday Jul 18, 2024
Thursday Jul 18, 2024
In this episode, you’ll learn the three most toxic traits that many CPAs and accountants display—and how these warning signs could be costing your business time, money, and peace of mind. From CPAs who gaslight their clients and ignore important questions, to poor communication habits and even dishonest practices, we break down what to watch for when choosing a financial partner. You’ll also hear real-world stories of how bad CPA behavior can sabotage business growth and why finding the right accountant matters for tax planning, smart strategies, and long-term business success. Whether you’re buying a business, planning for growth, or just trying to protect your bottom line, this episode will help you make better decisions about your accounting and finance team.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Monday Jul 15, 2024
Monday Jul 15, 2024
In this episode, we break down how to pay off debt the smart way. Learn how to prioritize loans, whether to pay off small balances first, and why high-interest loans should be your top focus. We talk about how to decide between using cash to pay off debt or reinvesting in growth, when refinancing makes sense, and why being completely debt-free isn’t always the smartest move. You’ll hear actionable tips for creating a payoff plan, understanding interest rates, and using a fractional CFO approach to make better financial decisions. Whether for personal or small business finance, these strategies can help you reduce stress and increase profits without making costly mistakes.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Thursday Jul 11, 2024
Thursday Jul 11, 2024
This episode dives into how your mindset around taxes can quietly sabotage your business growth. Many business owners hold back from scaling because they fear a bigger tax bill. We break down why that thinking keeps you stuck, how shifting your financial mindset opens the door to growth, and why paying more tax can actually be a sign of success. You’ll also learn practical steps to reduce your taxes legally while growing your business, the cost of procrastinating on tax planning, and how to spot the mental roadblocks holding you back. If you want to hit your revenue goals, keep more of your money, and finally move past fear of taxes, this episode will change the way you think about business tax and growth.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Monday Jul 08, 2024
Monday Jul 08, 2024
In this episode, you’ll hear a real case study of how one doctor saved $117,000 in 2024 simply by optimizing how his taxes were handled. By digging into prior tax returns, we uncovered $300,000 in unused business losses and showed him how to structure income so those losses actually work in his favor. We also corrected an entity setup that alone saved nearly $40,000. These simple but powerful tax strategies added up to over $160,000 in savings. This story highlights why tax planning—not just tax preparation—is critical for business owners. If your CPA only files your return, you may be leaving six figures on the table.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Thursday Jul 04, 2024
Thursday Jul 04, 2024
In this episode, I share a real-life tax planning case study where a simple structural fix saved a client $12,500 in self-employment taxes. When a doctor came to me frustrated with slow and reactive CPA support, we reviewed his tax setup and discovered a major mistake: his defunct partnership was still being filed as a partnership even though he was the sole owner. That error was costing him unnecessary self-employment taxes and extra admin costs. By correcting the structure and consolidating into an S corporation, he not only cut taxes but also reduced bookkeeping fees, eliminated duplicate filings, and simplified his business finances. If you’ve ever wondered whether old returns are costing you money, this episode shows why a proactive review matters for tax planning and savings strategies.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Monday Jul 01, 2024
Monday Jul 01, 2024
This episode is for business owners who have outgrown basic bookkeeping and need advanced financial insights to scale. We talk about how to move beyond just a profit and loss statement into using cash flow reports, budgets, forecasts, and KPIs to drive better decisions. Learn how metrics like conversion rates, ROI, and benchmarking against competitors can help you plan for growth, make confident hiring decisions, and avoid emotional decision-making. You’ll also discover the role of a CFO or financial advisor in guiding long-term strategies, protecting your business, and turning raw numbers into actionable data. If you’re serious about taking your business to the next level, this episode explains how to build a stronger business strategy with better financial insight.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Thursday Jun 27, 2024
Thursday Jun 27, 2024
Being a business owner will push you harder than you thought possible. In this episode, I share my personal story of how deep personal growth changed my business and my life. From the early days of frustration and doubt to breakthroughs that only came by facing hard truths, you’ll hear why success is tied to mindset and self-development. We talk about how to find people who will cheer you on, why victim thinking holds you back, and how taking ownership of your growth directly impacts your leadership, hiring, and profits. If your business feels stuck, this conversation will challenge you to look inward, take back your power, and grow into the person your business needs you to be.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Monday Jun 24, 2024
Monday Jun 24, 2024
In this episode, I break down five critical areas where business owners often overpay on taxes—and how to fix them. Taxes don’t have to be overwhelming. By focusing on entity structure, retirement planning, industry-specific strategies, optimizing wages, and working with a tax advisor (not just a preparer), you can dramatically reduce your tax bill. I share the story of how I saved my dad over $45,000 in one year and how those same strategies have saved clients millions. If you’re tired of giving too much to the IRS and want practical, legal tax reduction strategies, this episode shows you exactly where to start so you can keep more of what you earn.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Thursday Jun 20, 2024
Thursday Jun 20, 2024
Tax season doesn’t have to be chaos. In this episode, we cover seven simple steps to organize your business finances now so you’re ready for 2024. Learn why keeping clean financial records, separating personal and business accounts, tracking income and expenses, and reconciling your accounts monthly will save you headaches and money. We also talk about planning ahead with deductions and credits, estimating quarterly taxes, and why tax planning throughout the year—not just at the end—is the key to reducing your tax bill. Whether you’re just getting started or you’re tired of scrambling every spring, this episode gives you clear strategies to simplify your business finances and avoid tax season stress.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Monday Jun 17, 2024
Monday Jun 17, 2024
In this episode, we break down why ignoring your business finances is holding you back—and how regular financial check-ins can completely change the way you run your business. You’ll learn why looking at your numbers monthly (or even weekly) helps you spot trends, manage cash flow, plan growth, create budgets, detect fraud, and prepare for taxes without the stress. If you’re tired of flying blind with your finances and hoping for the best, this episode will show you why checking in regularly with your numbers is one of the simplest and most effective habits you can build as a business owner.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa