SMALL BUSINESS FINANCE – Your Guide to Business Tax Planning & CPA Tax Advice
Stop Overpaying Taxes by $50K-$100K+ Every Year | The #1 Podcast for Women Entrepreneurs & Business Couples Who Want to Keep More of Their Hard-Earned Money Are you a successful woman entrepreneur or part of a husband-wife business team tired of watching 30-50% of your profits disappear to taxes? Fed up with CPAs who act more like tax preparers than strategic partners? Ready to discover the same tax strategies that save my clients an average of $97,398 annually? You’ve found your financial freedom headquarters. This isn’t another generic small business podcast. This is where ambitious entrepreneurs learn the insider tax strategies, financial systems, and money mindset shifts that transform six and seven-figure businesses from tax victims into wealth-building machines. What You’ll Discover: ✅ Advanced tax strategies most CPAs never mention (legally reduce taxes by 30-50%) ✅ How to audit-proof your business while maximizing deductions ✅ Financial systems that scale with your growing business ✅ Money mindset breakthroughs that unlock your wealth potential ✅ Real client case studies: $45K, $63K, $97K+ in annual tax savings ✅ Business structure optimization (LLC vs S-Corp vs Corporation) ✅ Cash flow management for sustainable growth Perfect for: Women business owners, female entrepreneurs, husband-wife business teams, six-figure earners, seven-figure business owners, real estate investors, professional service providers, e-commerce entrepreneurs, and anyone tired of overpaying the IRS. Meet Your Host: Tiffany Phillips, CPA & Tax Strategist For over 20 years, I’ve been the secret weapon behind successful entrepreneurs who legally keep more of their money. As a CPA and tax strategist (not just a preparer), I’ve helped clients save hundreds of thousands in taxes using my proprietary 85-point tax strategy system. My mission? Empower women entrepreneurs and collaborative business couples to stop overpaying taxes and start building real wealth. I’m here to challenge the ”good old boys club” of traditional accounting and give you the respect, partnership, and results you deserve. Why This Podcast Exists: Too many brilliant entrepreneurs—especially women—are being underserved by traditional CPAs who focus on compliance instead of strategy. You’re not looking for someone to just file your taxes; you want a partner who helps you keep more money, grow faster, and build generational wealth. Ready to Transform Your Financial Future? If you’re done accepting ”that’s just what you owe” and ready to implement proven strategies that put thousands back in your pocket, this podcast is your roadmap to financial freedom. New episodes weekly featuring actionable tax strategies, financial systems, mindset shifts, and real success stories from entrepreneurs just like you. Next Steps: 💰Pay Less in Taxes – https://yourbiggestexpense.com/ ☎️ Find out how much you’re overpaying in taxes every year! Schedule a FREE discovery call to find out --> https://phillipsbusinessgroup.com/ 📧 Contact Me --> hello@phillipsbusinessgroup.com
Episodes

Monday Dec 18, 2023
Monday Dec 18, 2023
Struggling to hit your goals? Your money mindset may be the problem. In this episode, Tiffany dives deep into the hidden beliefs and habits that hold entrepreneurs back from financial success. She shares how to spot limiting money beliefs you picked up in childhood, why gratitude changes everything, and how to release your attachment to money so you can create abundance. Tiffany also explains how your behavior with vendors and payments directly impacts how clients treat you. If you’ve ever caught yourself thinking “money is hard to make” or “we can’t afford that,” this conversation will show you how to shift those thoughts and finally get out of your own way. These four mindset strategies can change your approach to business, money, and success in 2024.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa

Thursday Dec 14, 2023
Thursday Dec 14, 2023
Your thoughts about money may be limiting your business more than you realize. In this episode, Tiffany shares how she grew her CPA firm beyond seven figures by tackling money mindset issues head-on. She breaks down four critical shifts: getting comfortable with discomfort, using gratitude to change how you see money, recognizing and releasing limiting beliefs learned in childhood, and rewiring how you think about growth. Tiffany explains why money mindset directly affects revenue and growth, and why most small business owners never break through until they address these patterns. This is part one of a two-part series, so listen now and be ready for the next episode where she goes even deeper into breaking mental barriers and creating the right mindset for growth and financial success.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa

Monday Dec 11, 2023
Monday Dec 11, 2023
Running out of time to cut your 2023 tax bill? In this episode, Tiffany shares seven smart, last-minute tax savings strategies that small business owners can still use before year-end. Learn how to prepay expenses, slow down invoicing, pay vendors early, and when it makes sense to buy equipment. Tiffany also covers how to leverage credit cards for deductions, why you shouldn’t be afraid to take legitimate write-offs, how a Roth IRA conversion can reduce future taxes, and how to use the 0% tax bracket with gifts or stock. These simple yet powerful tax strategies can help you legally reduce what you owe and keep more of your money in your pocket. Perfect for entrepreneurs who want actionable tax tips before the clock runs out.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa

Thursday Dec 07, 2023
Thursday Dec 07, 2023
The end of the year can be chaotic for small business owners—holiday events, last-minute projects, and the pressure to wrap everything up before January. In this episode, Tiffany shares three practical strategies to help you manage stress and stay focused as you close out the year. Learn how to let go of perfection, prioritize self-care so you can show up better in business and life, and delegate tasks that are weighing you down. These simple but powerful adjustments can help you reset your energy, protect your time, and finish the year feeling productive instead of overwhelmed.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa

Monday Nov 27, 2023
Monday Nov 27, 2023
Are you ready if the IRS comes knocking? In this episode of the Small Business Finance podcast, Tiffany breaks down what documentation you need to avoid costly mistakes during an audit. Learn why bank statements alone aren’t enough, how to track receipts and invoices the right way, and the key details you must record for meals, entertainment, and deductions. She also explains what counts as documentary evidence, exceptions for small amounts, and how long to keep records. Whether you’re behind on your business tax tracking or just want to be prepared, this episode gives you simple tax tips to protect your small business. Stop guessing and start building confidence in your small business finance system so you can focus on growth instead of audits.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa

Monday Nov 20, 2023
Monday Nov 20, 2023
If you dread bookkeeping, this episode is for you. Tiffany shares three simple but powerful strategies to get your business finances organized before tax season. Learn how to move from piles of paper to digital systems, create an easy filing structure that works for you, and stay on top of receipts and records so tax time doesn’t feel overwhelming. She also explains how tools like QuickBooks Online, Dext, or even simple cloud folders can save you time and stress, and why keeping up with your finances weekly or monthly can make a huge difference in growing your small business. Get ahead of tax season and start the new year with clarity and control over your books.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa

Thursday Nov 16, 2023
Thursday Nov 16, 2023
How do you take money out of your business without creating a tax mess? In this episode, Tiffany explains the right way to pay yourself as a small business owner. She covers when you should use distributions versus payroll, how to separate business and personal accounts to avoid IRS issues, and what entity types (LLC, partnership, S corp, C corp) require different approaches. You’ll also learn simple strategies to set aside money for self-employment taxes so you’re not caught off guard at year-end. If you’ve been unsure about how to move money from your business to your personal account, this episode breaks it down clearly and helps you avoid costly mistakes.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa

Monday Nov 13, 2023
Monday Nov 13, 2023
In this episode, Tiffany answers listener questions about small business finance, health insurance, K-1s, and capital gains tax. Learn how pass-through entities like S-corps and partnerships work, why K-1 forms are critical for your tax return, and how to handle health insurance correctly on your W-2. Tiffany also breaks down capital gains tax, depreciation, and appreciation in plain English so you can understand how these factors affect your personal and business taxes. If you’re a small business owner looking for tax savings and smart strategies before year-end, this episode is packed with clear, practical cpa tax advice to help you take control of your business tax situation.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa

Thursday Nov 09, 2023
Thursday Nov 09, 2023
In this popular episode of the Small Business Finance podcast, Tiffany walks through five essential tax savings strategies every small business owner and entrepreneur should know. You’ll learn how to take advantage of business use of home deductions, the benefits of paying your kids legitimately through your business, and how to handle self-employed health insurance. Tiffany also explains how to make the most of startup and organizational costs and what counts as ordinary and necessary deductions so you can lower your business tax bill. If you’re ready to gain confidence in your small business finance and stop overpaying the IRS, this episode is packed with cpa tax advice, tax planning tips, and practical strategies you can start applying before year-end.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa

Monday Nov 06, 2023
Monday Nov 06, 2023
In this episode, Tiffany breaks down nine practical steps small business owners can take before year-end to reduce tax season stress. Learn why e-filing your return matters, how filing early helps, and what to do now with charitable donations, retirement contributions, and deductible business purchases. Tiffany also explains the importance of tracking estimated taxes, using IRS resources, deciding whether to hire a CPA, and organizing your finances ahead of April. These strategies will help you avoid surprises, cut down on penalties, and take control of your small business finance before tax season hits. If you want to go into 2024 feeling prepared and confident about your business tax planning, this episode gives you clear, actionable cpa tax advice and tax strategies you can implement now.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa






