SMALL BUSINESS FINANCE – Your Guide to Business Tax Planning & CPA Tax Advice
Stop Overpaying Taxes by $50K-$100K+ Every Year | The #1 Podcast for Women Entrepreneurs & Business Couples Who Want to Keep More of Their Hard-Earned Money Are you a successful woman entrepreneur or part of a husband-wife business team tired of watching 30-50% of your profits disappear to taxes? Fed up with CPAs who act more like tax preparers than strategic partners? Ready to discover the same tax strategies that save my clients an average of $97,398 annually? You’ve found your financial freedom headquarters. This isn’t another generic small business podcast. This is where ambitious entrepreneurs learn the insider tax strategies, financial systems, and money mindset shifts that transform six and seven-figure businesses from tax victims into wealth-building machines. What You’ll Discover: ✅ Advanced tax strategies most CPAs never mention (legally reduce taxes by 30-50%) ✅ How to audit-proof your business while maximizing deductions ✅ Financial systems that scale with your growing business ✅ Money mindset breakthroughs that unlock your wealth potential ✅ Real client case studies: $45K, $63K, $97K+ in annual tax savings ✅ Business structure optimization (LLC vs S-Corp vs Corporation) ✅ Cash flow management for sustainable growth Perfect for: Women business owners, female entrepreneurs, husband-wife business teams, six-figure earners, seven-figure business owners, real estate investors, professional service providers, e-commerce entrepreneurs, and anyone tired of overpaying the IRS. Meet Your Host: Tiffany Phillips, CPA & Tax Strategist For over 20 years, I’ve been the secret weapon behind successful entrepreneurs who legally keep more of their money. As a CPA and tax strategist (not just a preparer), I’ve helped clients save hundreds of thousands in taxes using my proprietary 85-point tax strategy system. My mission? Empower women entrepreneurs and collaborative business couples to stop overpaying taxes and start building real wealth. I’m here to challenge the ”good old boys club” of traditional accounting and give you the respect, partnership, and results you deserve. Why This Podcast Exists: Too many brilliant entrepreneurs—especially women—are being underserved by traditional CPAs who focus on compliance instead of strategy. You’re not looking for someone to just file your taxes; you want a partner who helps you keep more money, grow faster, and build generational wealth. Ready to Transform Your Financial Future? If you’re done accepting ”that’s just what you owe” and ready to implement proven strategies that put thousands back in your pocket, this podcast is your roadmap to financial freedom. New episodes weekly featuring actionable tax strategies, financial systems, mindset shifts, and real success stories from entrepreneurs just like you. Next Steps: 💰Pay Less in Taxes – https://yourbiggestexpense.com/ ☎️ Find out how much you’re overpaying in taxes every year! Schedule a FREE discovery call to find out --＞ https://phillipsbusinessgroup.com/ 📧 Contact Me --＞ hello@phillipsbusinessgroup.com
Listen on:
Episodes
Wednesday May 31, 2023
Wednesday May 31, 2023
Most small business owners focus on the daily grind and ignore one of the biggest growth tools they have: a budget. In this episode, we dig into why budgeting matters, how to build one from scratch, and how it can change the way you run your business. You’ll learn how to set realistic revenue goals, track expenses, and use historical trends to plan for the future. We cover how to break numbers down month by month, how to review budget vs. actual performance, and why forecasting matters when conditions change. A strong budget lets you see where you’re going instead of always looking in the rearview mirror. If you want to make smarter business finance decisions and hit your next growth goal, this episode will show you how.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Monday May 29, 2023
Monday May 29, 2023
Join Tiffany Phillips, CPA and host of the Small Business Finance podcast, and Brian Webb as they share insights from their two-day Business Growth Intensive in Houston. This episode dives into business strategy, tax strategies, and financial mindset shifts that help entrepreneurs scale without burnout. You’ll hear how hot-seat problem solving, wealth planning, and networking with successful leaders can transform your business. Learn how to create systems that free you from daily operations, maximize income, and grow your company with smart strategies. Whether you’re a CEO, investor, or ambitious entrepreneur, this discussion offers actionable tips on business tax planning, partnerships, and building a strong money mindset.
To learn more and register for the event, visit: http://warroomhouston.com
This event is hand tailored for business owners and C-suite execs of businesses with gross sales of $1 million or more, business investors with at least a million dollar net worth, and aspiring entrepreneurs who have big audacious growth goals for 2023 and beyond.
- Save $1,000 on the registration fee ($1,499) until June 5th, 2023.
- Save $500 on registration fee ($1,999) between June 6th and June 19th, 2023.
- Registration jumps to $2,499 on June 20th.
To learn more and register for the event, visit: http://warroomhouston.com
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Find out how much you're overpaying in taxes every year! Schedule a FREE discovery call to find out --> https://phillipsbusinessgroup.com/
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Thursday May 25, 2023
Thursday May 25, 2023
Most small business owners feel lost when looking at their financial statements. This episode breaks down the basics of small business finance so you can finally feel confident with your numbers. You’ll learn what a profit and loss statement, balance sheet, and cash flow statement actually tell you, how they work together, and why understanding them is critical for growth. We also cover key metrics (KPIs) like gross margin, cash flow, and conversion rates that every owner should track. With clear explanations and practical examples, you’ll see how to use these reports to make smarter decisions, know when to hire or invest, and grow your business with confidence. If you’ve ever felt unsure about your business finances, this is where you start.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Wednesday Mar 08, 2023
Wednesday Mar 08, 2023
Taxes don’t have to be so confusing. In this episode, we answer real questions from small business owners about some of the most common tax headaches. You’ll learn exactly what a K-1 is, how pass-through entities like S corps and partnerships report income, and why you can’t file your 1040 without one. We also cover how to properly handle self-employed health insurance on your W-2, and what capital gains tax really means—including the basics of depreciation vs. appreciation. If you’ve ever been unsure about these terms or how they affect your small business, this episode will clear things up and help you make smarter business tax decisions.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Wednesday Feb 22, 2023
Wednesday Feb 22, 2023
Real estate can be a goldmine for tax advantages—if you know how to use them. In this episode, we cover six powerful strategies that every real estate investor should know, from beginners to seasoned pros. You’ll learn how to use 1031 exchanges to defer taxes, why living in your flip for two years can eliminate capital gains, and how seller financing spreads out your tax hit. We also dig into borrowing against appreciated properties, using cost segregation studies for faster deductions, and how holding real estate long-term can create massive tax savings for your heirs. If you’re investing in real estate or thinking about it, these tips can help you reduce taxes and build long-term wealth.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Wednesday Feb 08, 2023
Wednesday Feb 08, 2023
Many small business owners make critical decisions without really understanding their numbers—and it puts their business at risk. In this episode, we tackle the three biggest steps you need to take to eliminate financial blind spots. You’ll learn how to identify where your weaknesses are, why hiring people smarter than you is non-negotiable, and how to grow your own financial knowledge so you can make confident decisions. From spotting fraud to understanding cash flow and key metrics, these strategies help you protect your business and build a stronger foundation.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Wednesday Jan 25, 2023
Wednesday Jan 25, 2023
Most small business owners avoid financial organization because it feels overwhelming—until tax season hits and the mess costs them time, money, and peace of mind. In this episode, Tiffany shares three practical tips to organize your financial records and finally stay ahead of it. You’ll learn why going digital is a game-changer, how to set up a simple filing system (paper or cloud), and how often you should be maintaining it so you don’t fall behind. Whether you use QuickBooks, Dext, Dropbox, or just folders, this approach will help you stay prepared, cut stress, and make tax season painless.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Wednesday Jan 04, 2023
Wednesday Jan 04, 2023
Most small business owners skip reconciling their accounts—until it costs them big. In this episode, Tiffany breaks down what reconciliation really means, why it’s non-negotiable, and how missed transactions can either cause you to overpay the IRS or look like you’re underreporting income. You’ll learn how to reconcile whether you use QuickBooks or a simple spreadsheet, why monthly check-ins matter, and the exact steps to catch missing deposits and expenses. Before you file your taxes, this is the episode you need to hear to avoid paying more than you should—or attracting IRS attention.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Wednesday Dec 21, 2022
Wednesday Dec 21, 2022
In this episode, learn how hiring your kids can be a powerful tax strategy for small business owners. We answer a listener’s question about whether to pay kids through an S Corp or a family LLC and explain how this decision impacts payroll taxes, tax deductions, and tax savings. You’ll hear how to keep records, what ages qualify, and why paying your children can create a solid work ethic while unlocking tax reduction opportunities. We also discuss setting up a Roth IRA for your kids and the importance of proper documentation to avoid IRS issues. If you want practical cpa advice on small business tax planning and smart strategies to reduce your tax bill, this episode gives you a clear action plan.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa
Wednesday Dec 14, 2022
Wednesday Dec 14, 2022
Learn how the Augusta loophole (IRS Section 280A) can help you keep more of your money. In this episode, discover how renting your home to your business for up to 14 days a year can create tax-free income and reduce your overall business tax burden. We explain how to set the right rental rate, document board meetings, create a rental agreement, and properly issue a 1099 to stay compliant with the IRS. Whether you run an S Corporation or another small business, this strategy is simple to implement and can add thousands in tax savings. If you want practical cpa advice, clear tax strategies, and smart ways to keep more of what you earn, this episode is packed with actionable steps to legally lower your tax bill.
Next Steps:
💰Pay Less in Taxes – Start Here! 💰
☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!
📧 Contact Me --> hello@phillipsbusinessgroup.com
📲 Follow me on IG @ the.tiffany.p.cpa